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Home Insurance

Insuring your biggest investment!

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Home Insurance Fayetteville NC

You work hard.  You save money and you invest it in your home.  This is where you make a life, where you make memories. Total Insurance Center knows that. Therefore we take pride in knowing everything we need to about Home Insurance. Our team does the research.  We work with multiple carriers so that when the time comes to cover your most valuable investment, we are ready.

Home Insurance covers the following and more:

  • Burglary and Theft
  • Water and Pipe Damage
  • Liability Suits
  • Destruction from natural disasters or fallen trees

Coverage Types

Coverage A
The Dwelling – This includes the actual structure of the home and attached structures.  Some examples are an attached garage.

Coverage B
Other Structures – This includes any structures not attached to the home.  One example is a storage building, gazebo, etc.

Coverage C
Personal Property or Contents –  This includes anything not permanently affixed to the home.  IE.  Clothing, furniture, electronic equipment, etc.

Coverage D
Loss of Use –  If you need a hotel room while repairs are being made to the home, this area covers that expense.

Coverage E
Personal Liability – If a non family member injures themselves on the property, this covers loss of wages and other personal liabilities.

Coverage F
Medical Payment – This covers any medical expenses to injured parties other than family members.


Remember Homeowners insurance also covers Renters and Condo Owners.  Before you get stuck having to foot the bill for repairs or personal injuries call us.   Make sure you carry at least 80% coinsurance on your home insurance policy. Total Insurance Center has all the details. We work with you to find the right coverage and the right price.  Check with your agent to find out more.


Home Insurance Fayetteville NC